National Housing Trust (NHT)

Government Mortgage · Kingston

Rating: 4.4 / 5

The National Housing Trust, established in 1976 and headquartered at 4 Park Boulevard, Kingston 5, is a statutory body providing low-interest mortgages and housing support funded by mandatory employer and employee contributions. Every working Jamaican contributes and is entitled to benefits — buying a house, building on owned land, home improvement loans, or purchasing a lot. Expectant mothers, teachers, and first-time buyers qualify for specific preferential products. Website: nht.gov.jm.

Contact Information

Address: 4 Park Boulevard, Kingston 5

Website: https://nht.gov.jm

About real estate in Jamaica

Jamaica welcomes foreign property buyers with no restrictions on freehold ownership. Beachfront villas in Montego Bay, Ocho Rios, and Discovery Bay range from $400K to 0M. Negril West End cliff homes start under

00K. Kingston apartments in New Kingston, Liguanea, and Norbrook serve the professional market. Treasure Beach offers boutique investment villas with strong rental yield. Blue Mountains hideaways and Port Antonio estates round out the luxury market.

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